Financial planning answers whether they can afford to retire.
The SHIFT™ framework answers whether they're ready to thrive in retirement.
Most retirement planning focuses on one question: do they have enough saved? But for many people, the bigger challenge isn't financial — it's psychological. Retirement means losing the structure, identity, social connections, and sense of purpose that work provided — and many people spent so much time working they never developed hobbies outside of work.
The SHIFT™ framework addresses each of these head-on, giving your people a roadmap for building a fulfilling retirement and alleviating the fear of what comes next.
Here's what your employees and clients are facing — and what the SHIFT™ framework helps them navigate:
Building daily, weekly, and monthly rhythms when the calendar empties
For decades, their calendar told them where to be. Meetings, deadlines, and obligations created scaffolding for their days. In retirement, that structure disappears overnight — and the void can be disorienting. Structure isn't about filling every hour. It's about creating anchors that give days shape and meaning while maintaining the freedom they desire.
Investing time in what brings joy, not just mindlessly spending time
There's a difference between activities that pass time and pursuits that genuinely fulfill. Hobbies in retirement aren't just entertainment — they're investments in wellbeing. The key is building a diversified portfolio of interests: some social, some solo; some active, some contemplative; some that challenge, some that restore.
Evolving who you are beyond your job title
"What do you do?" is often the first question we ask when meeting someone. When work disappears, so does a major piece of how a person defines themselves. Identity in retirement isn't about finding a replacement for a job title — it's about evolving who you are beyond what you did.
Developing community when work friends fade
Here's a hard truth many people don't realize: most work friends are just colleagues. When the shared context of work disappears, so do many of those relationships. Retirement requires intentionally building a new network — and that takes time. Research shows it takes 12–18 months minimum to build a meaningful community in retirement.
Finding purpose in retirement
Purpose intentionally comes last, not first. People can't find their reason for being until they have the structure, activities, sense of self, and community to support it. Thriving in retirement means discovering ikigai — the intersection of what you love, what you're good at, what the world needs, and sometimes what you can be rewarded for.
Through keynotes and workshops, Jeanne helps HR leaders, financial advisors, and pre-retirees understand and apply the SHIFT™ framework.